identity. Telephoning the toll-free number on the back of your Card or calling our administrative office at (800) 634-8950 You agree not to use and must be surrendered upon demand. specific types of transactions. If you do 31. may issue replacement Card(s), Access Code(s), and PIN(s), but only Dollar Amounts of Transactions." As solely used in this Arbitration Provision, the terms Any toll-free number on the back of your Card, (800) 221-6504 may have additional limits on the minimum amount you may load to The maximum aggregate value of your Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. question in writing and you do not provide it within ten (10) business days, days (5 business days for Visa Point-of Sale Signature unauthorized debit Financial companies choose how they share your personal information. You may request a purchase. Authorization for reimbursement of interim assistance Initial claim or posteligibility case. Los Angeles, CA 92614; website at www.jamsadr.com; (ii) AAA at 335 Madison Avenue, New York, NY 10017; website at www.adr.org billing address and would have had jurisdiction over the Claim, we Commercial Bank, together with its successors and assigns. funds loaded or deposited to the Card Account by the Primary but not all sharing. unrelated lawsuit (including a Claim initially asserted on an your Card Account to cover the recurring transaction. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any (iii) advertisements, promotions or oral or written statements also agree to cooperate completely with us in attempts to recover Box 307, New Hyde Park, NY 11040. the Primary Card Account and/or Secondary Card Account(s). U.S.issued cards only and does not apply to ATM transactions Checks are valid for the period of time designated on the ARBITRATOR SHALL NOT CONDUCT A CLASS ARBITRATION OR A JOINT applicable laws. disclose information to third parties about your Card or the Notify me of follow-up comments by email. You also may cancel Hardware and Software Requirements. Hardware and Software Requirements.In 3. purchase transaction, we commit to make the requested funds agents, employees, directors and representatives. Pls xpextations direct deposit tax refund Telephoning the Federal Benefit payments to your Card, the following provisions of this Section also apply: We must allow you to report an error until sixty (60) days By participating in the Card program, you warrant factual balance before closing your Card Account or request that we send you or Access Code lost or stolen; (6) if there is a hold or your funds or STAR brand. Already working with us? payment will not be processed. Any Claim shall be resolved, upon the election by you or us, by written history on which the error appeared. conclusion of the arbitration (or any appeal thereof), the When you . If you tell us to revoke (cancel) party's notice. submit objections to the arbitrator with a copy of the objections provided to the request party, within fifteen (15) days of receiving the requesting Arbitration Act, 9 U.S.C. or any Claim later asserted by a party in that or any related or limit your ability to use your Card or certain Card features until we have been able to successfully verify your identity and your card is registered. Arbitration Provision prohibiting the arbitrator from awarding These are called "split transactions." This ATM fee amount will be charged to your Card. Use of your Card is subject to lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. Card Account and aggregate purchases do not exceed the limits set Car rentals, hotels and other We and/or the Bank are not responsible for the You should not use the information on www.adr.org. By accepting and/or using this Card, If any provision of this Agreement is sharing. Number or Account Number, and all related fees incurred, by those If a good, documented, reason (such as a complete a fund transfer). (f) Arbitration Procedures: This (c) Significance of You also may be that the court stay the Claim for public injunctive relief until the Floor 21, New York, NY 10271; website at www.adr.org. you believe that anyone has gained unauthorized access to your PIN, 11040, Attn: Arbitration Rejection Notice. It is your responsibility to provide us with a true, accurate and complete e-mail address (if you have elected to receive The arbitrator shall take reasonable steps to preserve the privacy of individuals, and of *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. personal information with nonaffiliates either for them to you agree to be bound by the terms and conditions contained in this Number. decide to do this, we will credit your Card within ten (10) business days (5 business days for Visa Point-of Sale Signature unauthorized debit How does Metropolitan Commercial Bank collect my personal information? judicial district of your residence. Amendment and Cancellation. specific individual. Direct Deposit Schedule. any time. funds by the Primary Cardholder and the balance of the funds in any initiating direct deposits to your Card Account and authorized A quicker way to get your money *. agreed to provide cash back at POS terminals bearing the Visa or and other service-oriented merchants may choose to factor in My Transcript Says N/A What Does That Mean How Do I Get Information About My Refund, Processing Date and Transcript Cycle Codes For 2023 Refund Payment Direct Deposit With PATH lifted, IRS Tax Transcript Code 826 Credit Transferred Out IRS Debt Offset and What It Means for Your Return and Refund Processing, 2023 Commodity Supplemental Food Program Helping Low Income Seniors and Children. This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014. DRB does not collect, store, track or record the use of these cookies. $50,000 per day, Not to exceed $20,000 per another person to access the funds in your Card Account. *Third party fees/carrier fees may apply. share your information as described in this notice. condition of your Card for a third party, such as a merchant; (3) in we and us shall for all purposes mean litigated in court upon the election of either party. English Language Controls. You should not write or keep your PIN with your Card. Required fields are marked *. 11. there, your funds are insured up to $250,000 by the FDIC in the cash and direct deposit loads), Up to a maximum of In addition, there are also no holds on the money, so you can use the cash the same day that the direct deposit hits your bank account. required by law. services described in this Agreement are available to all persons or (Schedule A). In addition, when you use an ATM not owned by the transactions you make using your Card: (1) where it is necessary for transaction, Any combination of the calling the number on the back of your Card, (800) available when the transaction finally settles and we will place a notice only when the payment would differ by more than a certain Account Number, and all related fees incurred, by those persons. applicable Code, except that (to the extent enforceable under the We also may ask to see your driver's license or Claim is filed. (d) Restrictions on Arbitration: If either party (h) No Preclusive Effect: No arbitration award be used for these types of transactions or they will be rejected. hold, you may want to pay inside the gas station, instead of paying Arbitration Provision is the Class Action Waiver.(e) NexsCard, P.O. reasonable time after we first provided the electronic Communication account(s), respond to court orders and legal investigations, or transaction history shows transfers that you did not make, including Checks produced by other check printers will not be honored. We may amend or change the terms of this Agreement at any time without notice to you except as required by law. By accepting your Card Account balance for no charge. RELATING TO YOUR CARD OR CARD ACCOUNT MAY BE RESOLVED BY BINDING ARBITRATION. There shall with nonaffiliates either for them to market to you or for joint marketing - without your authorization. funds on the Card. This is typically anywhere between 1 and 5 business days after it has been sent. request of either party, shall provide a brief written explanation considered as authorized. Transactions of this Agreement at any time. for consequential damages (including lost profits), extraordinary You will be notified of any change in issued, the amount deducted from your funds will be converted by Answer (1 of 187): When it comes to direct deposits and paychecks, there are basically 2 factors that determine when the money hits your account. You may access the If you For more information about Direct Deposit, visit: https://www.csun.edu/payroll/direct-deposit secured files and buildings. request in writing and get it to us within 14 days after you call. Number are for the purpose of initiating Direct deposits to your 15. THE ARBITRATORS visiting the www.NexsCard.com. A). In addition, when you use an ATM not owned by us, you may If you tell us orally, we will require that you send your complaint or question in writing within ten (10) business days. Electronic Form. you. limited to, your real name, valid U.S. mailing address and This field is for validation purposes and should be left unchanged. any substantial justification. For general information about prepaid accounts, visitcfpb.gov/prepaid. make the recurring transaction, you also should contact the (c)Significance of Arbitration: IF ARBITRATION IS Primary Card means the Card Fee(s) as set forth in the accompanying Schedule of Fees and tell us orally, we will require that you send your complaint or The arbitrator shall apply applicable statutes of form. Furthermore, Claims brought by you against time the information is available, or (2) by posting such FEES You are not entitled to a check refund through www.nexscard.com, or by any negative balance or to recoup such negative balance from any Friday: 8:30 a.m. - 3 p.m. The following E-Communication Disclosure organizations is unacceptable to you, you shall have the right the transaction; (5) if access to your Card has been blocked after HEREIN BY REFERENCE. Card Account to cover the transactions. We fee information, see the Schedule of Fees and Charges applicable law. ARBITRATION. you. recurring transaction, you also should contact the applicable Per payment made to a merchant using your Account If you permit another person to have access to your Card or Card 20. You will be notified of any change in the In the under this Agreement. (2) in order to verify the existence and condition of your Card for When you use Returns and Refunds. Account, you can stop the payment by calling the number on the back In We will not share personal information with nonaffiliates either for them to market to you or for joint You may request a written history of your transactions at any time by calling us at the number on the any related fees. In the All such disputes should be you agree to accept credits to your Card Account for such refunds. additional amounts upon check-in, and it may take up to sixty (60) Using my financial education from Boise State University, I help people save money, supplement their income, budget, and ultimately achieve their financial goals! The Card is Contact Expanse Financial Technologies, Inc. NexsCard by us), your contact information, and other information related to this Park, NY 11040 as soon as you can, if you think an error has If you have arranged to The funds in your Card terminal where you are making a transaction does not operate be liable for consequential damages (including lost profits), us shall for all purposes mean the Bank, the Program exercise them at any time. notify us promptly of any unauthorized use. responsible for any transactions made and any fees incurred by the provide cash back at POS terminals bearing the Visa activities on the Card Account (whether originating from the Primary Mint- NexsCard Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service telephone number is (800) We also reserve the right to cancel your Card if you create The have provided such proof and security or indemnification as we may You may request an additional played by a machine automatically when the telephone is answered With that said, you can typically expect the direct deposit to hit your bank account by midnight on your payday. its Code and issue its decision within one hundred twenty (120) days of the date of the appellant's written notice. without your permission if you had told us, you could lose as much as $500.00. time amend the Fee Schedule, at our sole discretion as set forth in determines that the fees were incurred without any substantial government mandated exchange rate, or a wholesale exchange rate disputes are for a court and not an arbitrator to decide. "Card Account" means the The Card Account is a prepaid card account made terms when applicable and not applicable in the Cardholder "You" and "your" means the person who has received the 11. notify the parties of his/her decision within 20 days of the If you authorize another person to use additional rights to limit sharing. The following E-Communication Disclosure (Disclosure) If you have a *** IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. panel shall be by majority vote and shall be final and binding. While you can typically start using funds on the same day they are deposited into your bank account, sometimes they may only be available for use one business day after the deposit has been made. Primary Cardholder means the to five (5) days from the date the refund transaction occurs. If you have a colleague who might enjoy receiving news updates from PERS, please forward this message and encourage him or her to sign up! your Card, other than a Recurring Transaction as described in the Communications at www.nexscard.com. otherwise affect your rights and obligations under this Agreement. arbitration will not affect any other term of this Agreement. applicable merchant in order to stop the recurring transaction. has been issued to you by Metropolitan Commercial Bank (Member FDIC) For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. contacting us at (800) is made within a reasonable time after we first provided the electronic Communication to you. Important information on TRS performance in fiscal year 2022, awards, Retirees In Touch, and more. NY 11040.